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Defender at a glance.
These are summaries of published information, not a coverage determination or a claims-outcome review. CCW permit required for this plan. Optional benefits cost extra.
- Program Structure
- Legal-services subscription
- Monthly Base Price
- $19/month
- Annual Base Price
- $209/year
- Defense Expenses
- No cap listed on covered criminal and civil defense expenses.
- Civil Liability / Damages
- Optional civil liability: $220/year or $20/month for $1 million.
- Bail / Bond
- $1 million bond benefit. Terms apply.
- Household Benefits
- Spouse and children under 18 have in-home benefits. Broader spouse benefits cost extra.
- Education
- Educational resources; compare individual plan benefits.
Read This Before You Choose
Defender requires a CCW permit. Civil liability is a separate add-on. Other plans have different eligibility rules.
State and Eligibility Details
The plan comparison lists New Jersey, New York, and Washington as restricted. Specialized plans differ.
Residency eligibility and incident territory are separate questions. Confirm both, along with attorney approval, exclusions, expense limits, and any repayment provisions.
Plan Options
- Defender — $19/month or $209/year. CCW permit required for this plan. Optional benefits cost extra.
- Liberty — $37/month or $399/year. Permit optional. Spouse upgrades cost extra.
- Ultimate — $47/month or $519/year. Primary member needs a valid concealed carry permit.
- Protector — $16/month or $179/year. Qualifying military, veterans, law enforcement, or first responders; permit or LEOSA required.
- HR218 — $37/month or $399/year. Qualified active or retired law enforcement carrying under LEOSA/HR218.
- Freedom — $55/month or $609/year. For residents of constitutional-carry states who may lawfully carry.
- Constitutional Carry — $27/month or $299/year. For qualifying residents of constitutional-carry states.
- Home Defense — $27/month or $299/year. For people legally allowed to possess a firearm. Home-defense scope.
- House of Worship VST — $275/year; annual billing only; Per volunteer; minimum 3 members.. Organization pays annually for at least 3 eligible volunteer team members.
Go to the Source
Request the current policy or agreement before enrolling.